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Peter Ruddock

Your local mortgage brokers in Blackburn, Box Hill & surrounds

"Everything went great Lynne. Thanks to you and Peter. You're the best brokers in the business. I don’t deal with Mortgage Choice, I deal with Peter and Lynne Ruddock!!! People like you make Mortgage Choice."
[ Rob, Tecoma]
  • Call Us Mortgage Choice Forest Hill
  • Office - 03 9877 6471
  • Open Hours Mortgage Choice Forest Hill
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment

PO Box 2064 FOREST HILL, VIC 3131
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Start your home loan journey today

Hi, we’re a family run business located in Melbourne’s Southeast. Our experienced team is lead by Peter Ruddock who has been working in the industry for over 20 years.

Our aim is to get you the loan that fits your needs and then assist you in putting strategies in place to pay it off as soon as possible;  working to your schedule and not the banks.

Buying a property is a big decision but our team is here to do all the leg work, so you don’t have to worry. We share our experience with you so you can make the right decision, and when the time comes, we can help with investing, insurances, and addition loans too.

Why you should trust us


Lenders pay us, so you don’t have to.


We’ve been in the industry a while and by choosing us, we do all the leg work and provide you with the advice you need to make an informed decision.


Yes, we’re located in the southeast but with technology these days, we can meet you via Zoom or, when we are allowed to again, one of our brokers can come to you.


With over 20 lenders on our panel to choose from, we’ll help you analyse hundreds of loans, from big banks to small ones to find the loan that suits your needs.

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Google Reviews

Emeline Smith

24 Feb 2022

We have used Peter twice now and he has been nothing but amazing. Everything is always done so quick and smoothly. He's covers everything you could possibly need to know and the...

Andrea McGuinness

14 Feb 2022

The team of Peter and Lynne at Mortgage Choice made something that I thought was going to be time consuming and difficult, an easy and smooth process. They were approachable, qu...

Megan McCutchan

18 Jan 2022

Peter and the team were extremely helpful from the start of the home loan process. They were always more than happy to answer any questions I had promptly and professionally. Hi...

Louisa karmouche

06 Jan 2022

I highly recommend Peter when choosing a Mortgage Broker, he was so kind and helpful, and was always happy to answer any question I had, big or small! I have now bought my first...

Michael Lo

26 Oct 2021

Peter and his team have looked after both me and my family for a number of years and never disappoints! His team is professional and take the time to understand what you need a...

Serge K

25 Oct 2021

As repeat Customers, both Peter and Lynne have been extremely helpful and professional in all the dealings we’ve had with them. We have been really pleased with the level of ser...

Mohan Gopal

25 Oct 2021

Peter & Lynne provided us an exceptional service, guiding us through the treacherous home loan approval process with sound advice and utmost professionalism. We would recommend...

Ankita Ghai

21 Oct 2021

Peter and Lynne were amazing and very professional to deal with. Peter gave honest advice and was a pleasure to deal with. He was prompt in responding and clarified all my queri...


01 Oct 2021

I've used Peter and Lynne a few times now and every time they have been fantastic to work with. They knew exactly what I'd need to provide for my application up front and kept c...

Lewis Hogan

15 Sep 2021

As a first home buyer, Peter and Lynne were amazing to deal with. Very patient and were an incredible help through the entire financing process.

Jenny Papillo

15 Sep 2021

Very quick turnaround with a complex loan, would highly recommend

Owen Woodall

10 Sep 2021

Absolutely loved our experience with Peter and Lynne. In all our contacts with Peter, he was always really knowledgeable, patient, always made time for us, answered our question...

Chris Nankervis

21 Aug 2021

We found Peter and Lynne fantastic to work with. They knew exactly what we'd need to provide for our application up front and kept checking in with us to ensure things were prog...

Aaron Fogarty

19 Jul 2021

Peter and Lynne provide a full coverage service. Peters experience with mortgages and the first home buying process was a great help. Peter made himself available at all times o...

Jessica Pulvirenti

04 Jun 2021

Peter and Lynne have been so great in helping us with buying our first home! They are always happy to help and are so prompt at replying!

Marcus Pinnell

04 Jun 2021

Peter and Lynne were efficient, patient and informative throughout our application process. They went above and beyond to help us out and I cannot recommend them strongly enough...

Roland Lewis

26 May 2021

Pete, Lynne and the team are amazing. From the get go, they have provided professional, responsive and flexible service, helping us get into our current home. Peter acted swiftl...

Tracey Whelan

20 May 2021

Peter and Lynne are a great team. They answered my thousand questions, even when I asked them again, and again. They stepped me through the process of remortgaging and purcha...

yiting chen

23 Mar 2021

Peter and Lynne were very patient and professional. They answer me all my questions and help me get my home loan. I’m very very happy with their service. Definitely recommend them.

Anthea Mafrici

18 Mar 2021

Peter & Lynne made the process so easy. They are great to deal with, very knowledgeable & kept me informed throughout the whole process. Highly recommended.

Su Ann Low

09 Mar 2021

Peter and Lynne have been extremely helpful throughout the mortgage and house purchasing process. I would highly highly recommend them! We are first home buyers and they’ve mad...

Conor T

01 Mar 2021

Both Peter and Lynne have been fantastic throughout our home buying experience. Peter is more than happy to take the time to explain all the various terms and nuances that come...

Enayat Moallemi

09 Feb 2021

I’m fully happy with my decision to work with Peter and his team. Peter’s team is highly professional, and well on top of market. They know and give the best rate possible and t...

Edward Moore

08 Jan 2021

Peter was recommended to me by a colleague. We were extremely impressed by his responsiveness and knowledge, as well as flexibility in dealing with some unusual circumstances. H...

James Lees

06 Jan 2021

Peter and Lynne are a great team. They're very knowledgable, easy and pleasant to work with - and extremely efficient. Highly recommended Broker.

Angeline Kuek

04 Jan 2021

Great advice and support provided to us by Peter and Lynne with the loan application approved quickly.

Adithya p

21 Dec 2020

Peter and Lynne are extremely professional and helpful . I was looking for a mortgage broker sometime in July to understand how the whole process works and contacted Peter altho...

Giovanni Thomas

13 Dec 2020

Peter Ruddock seems to only cares about easy loan application. He carries on on his website how he can provide so many services but on the MULTIPLE occasions that I had approach...


30 Nov 2020

I highly recommend Peter and Lynne. Buying a house for the first time can be daunting. Peter made navigating the process clear and simple. We were kept informed from start to en...

Thiruma Arumugam

10 Nov 2020

Peter and Lynne were extremely helpful and made sure we had a smooth process. Their knowledge of the home market and commitment in finding us the best rate helped us in our sear...

Dennis Lo

08 Nov 2020

We’ve dealt with Peter and Lynne for many years. They’re extremely knowledgeable and always replying to emails promptly and always answering my many questions.

Pat Nichol

07 Nov 2020

Can not recommend Peter and Lynne highly enough. At the start of this home buying journey our knowledge about the whole financial process was minimal and it simply felt like a m...

See all Google reviews

Peter and Lynne have made our home loan journey as easy and painless as possible. From knowing absolutely nothing about loans and the housing market, to buying our first home, to changing our loan to suit our current needs as a new family of 3, Blackburn Mortgage Choice has held our hand and helped us every single step of the way. We recommend them to everyone!

Nicole & Matty, Boronia,

Peter and Lynne are a good team. From choosing a home loan to settlement, they ensure the process is as simple and painless as it can be. They are very responsive to my enquiries, providing answers and taking actions on short notice. I am very impressed with Peter and Lynne's service, and will definitely go to them for any future home loan needs.
For the first time buyer, it might be helpful to know which party (bank/lawyers, conveyancer,etc.) does what, since they work with each other behind the scenes and I wasn't sure if things were progressing. But in reality, if I had any questions or worries, one email to Lynne always got it resolved, so it's not a big issue.

Dominic, Rowville,

Peter and Lynne do a great job. I have utilized their services on at least 3 occasions now after having them recommended to me. I recently had a very difficult experience with obtaining finance and Peter went above and beyond to help me. So I was disappointed recently to hear the Royal Commission findings for brokers. I hope any changes don’t impact Peter’s business too much. I personally don’t begrudge his commission as we all need to get paid for our services and I think Peter and Lynne do a great job.

Susan Sieber, Box Hill,

I hope you both are doing well. First of all I want to thank you both for sorting our finance for home loan and make it look like a piece of cake. We both really appreciate your efforts, it means a lot to us. It would not have been easy without you both.

Saurabh & Priyanka, Doreen,

Wonderful experience with Peter and his team. Peter helped me to purchase my first home in Australia by doing all my paperwork and submitting to the lender of my choice. I was informed regularly throughout the process of my application. No problems or hassles and I was happy to have my loan approved within my settlement time. Thank you Blackburn team. Keep up the good work.

Liz Nguyen, Blackburn,

We have used Peter and Lynne on several occasions now for a variety of property Investments. We appreciate the effortless approach and love the regular updates that tell us where the loan application is at.

John & Sharon, Montrose,

You guys are great. Fast and smooth. I really enjoy doing business with you.

Ismail & Sonia, Eltham,

Hi Peter Thank you so much for your service. You were proactive, professional and always very helpful. Your turn around time for any query was very impressive. We will surely recommend your service to friends and family. Good luck.

Priya & Jagat, Williams Landing,

Both Peter and Lynne provided us with highly professional, prompt and efficient service and our loan went through hassle free. This is the fourth time over a 15 year period we have used Mortgage Choice Blackburn and we have no hesitation in recommending their services for anyone needing to arrange a loan.

Stuart & Simone, Malvern East,

It was a pleasure working with Peter and Vicki. Organising loans is of course a stressful business but good, calm advice and constant updates made the process significantly easier. From start to finish the Mortgage Choice team presented themselves professionally. I wish them all the best in the future.

Phil, Warburton,

Both Peter and Lynne are very professional and prompt in organising and assisting me with my home loan.

Allison, Ringwood,

Peter and Lynne Thank you so much for all your help For looking after me and getting the best rate You guys truly made it a breeze I will highly recommend you to family and friends Thanks

Annette, St Kilda,

My previous experience with a broker was disheartening - sketchy information, mistakes, minimal communication - I never wanted to use a broker again. A friend recommended Peter. I was hesitant, but I gave him a call. Within minutes of talking to Peter, and emails from him immediately after getting off the phone, I had the information I needed to make a decision on what to do with my home. When we moved to next level to organise finance, Peter guided us clearly through the process, and with help from Lynne (his partner), they had us sorted within a couple of weeks, even with the slowness we know banks work at. I have use Peter and Lynne a number of times now, and process was always smooth and a lot easier than I would have expected. I would recommend them to anyone looking for a professional, straight forward broker service.

Paul & Jodie, Grovedale,

Peter is an exceptional operator. it's been great working with you over the years! Thank you for your support Peter.

Roland Youakim, Blackburn,

Step by step guide to property ownership | Blackburn

There are many steps involved in purchasing a property which can vary between residential and investment properties. This guide from Mortgage Choice Blackburn explains each step in order as well as what is involved at every stage of the purchasing process.

Download now


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