06 Jan 2022
I highly recommend Peter when choosing a Mortgage Broker, he was so kind and helpful, and was always happy to answer any question I had, big or small! I have now bought my first...
Hi, we’re a family run business located in Melbourne’s Southeast. Our experienced team is lead by Peter Ruddock who has been working in the industry for over 20 years.
Our aim is to get you the loan that fits your needs and then assist you in putting strategies in place to pay it off as soon as possible; working to your schedule and not the banks.
Buying a property is a big decision but our team is here to do all the leg work, so you don’t have to worry. We share our experience with you so you can make the right decision, and when the time comes, we can help with investing, insurances, and addition loans too.
Lenders pay us, so you don’t have to. We get paid the same rate through the Mortgage Choice paid the same model, so you know we are giving you the best advice no matter which lender you choose.
We’ve been in the industry a while and by choosing us, we do all the leg work and provide you with the advice you need to make an informed decision.
Yes, we’re located in the southeast but with technology these days, we can meet you via Zoom or, when we are allowed to again, one of our brokers can come to you.
With over 20 lenders on our panel to choose from, we’ll help you analyse hundreds of loans, from big banks to small ones to find the loan that suits your needs.
Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~
Peter and Lynne have made our home loan journey as easy and painless as possible. From knowing absolutely nothing about loans and the housing market, to buying our first home, to changing our loan to suit our current needs as a new family of 3, Blackburn Mortgage Choice has held our hand and helped us every single step of the way. We recommend them to everyone!
Peter and his team at Mortgage Choice Blackburn are amazing! We first met Peter 11 years ago when we purchased our first home. Since this time we have watched others weather the financial hardships that come along with having borrowed more than they could really comfortably afford. Starting a family and subsequent changes to income, made things financially difficult at times, but nowhere near as challenging as they could of been, if we had over extended ourselves.
We were so grateful to have had a broker who encouraged us to dream big, but most importantly only borrow what we could truly afford, knowing the financial challenges we would experience as our family grew. When it was time to refinance we had no hesitation in returning to Peter, knowing that he would make the process as painless as possible, and give us advice we could trust.
We weren't disappointed! His attention to detail, clear communication, and understanding of our needs made the whole process a relative breeze. We would highly recommend anyone looking to speak to an honest, expert in the industry, to speak to Peter & the team at Mortgage Choice Blackburn.
Peter and Lynne are a good team. From choosing a home loan to settlement, they ensure the process is as simple and painless as it can be. They are very responsive to my enquiries, providing answers and taking actions on short notice. I am very impressed with Peter and Lynne's service, and will definitely go to them for any future home loan needs.
For the first time buyer, it might be helpful to know which party (bank/lawyers, conveyancer,etc.) does what, since they work with each other behind the scenes and I wasn't sure if things were progressing. But in reality, if I had any questions or worries, one email to Lynne always got it resolved, so it's not a big issue.
Peter and Lynne do a great job. I have utilized their services on at least 3 occasions now after having them recommended to me. I recently had a very difficult experience with obtaining finance and Peter went above and beyond to help me. So I was disappointed recently to hear the Royal Commission findings for brokers. I hope any changes don’t impact Peter’s business too much. I personally don’t begrudge his commission as we all need to get paid for our services and I think Peter and Lynne do a great job.
I hope you both are doing well. First of all I want to thank you both for sorting our finance for home loan and make it look like a piece of cake. We both really appreciate your efforts, it means a lot to us. It would not have been easy without you both.
Wonderful experience with Peter and his team. Peter helped me to purchase my first home in Australia by doing all my paperwork and submitting to the lender of my choice. I was informed regularly throughout the process of my application. No problems or hassles and I was happy to have my loan approved within my settlement time. Thank you Blackburn team. Keep up the good work.
We have used Peter and Lynne on several occasions now for a variety of property Investments. We appreciate the effortless approach and love the regular updates that tell us where the loan application is at.
You guys are great. Fast and smooth. I really enjoy doing business with you.
Hi Peter Thank you so much for your service. You were proactive, professional and always very helpful. Your turn around time for any query was very impressive. We will surely recommend your service to friends and family. Good luck.
Both Peter and Lynne provided us with highly professional, prompt and efficient service and our loan went through hassle free. This is the fourth time over a 15 year period we have used Mortgage Choice Blackburn and we have no hesitation in recommending their services for anyone needing to arrange a loan.
It was a pleasure working with Peter and Vicki. Organising loans is of course a stressful business but good, calm advice and constant updates made the process significantly easier. From start to finish the Mortgage Choice team presented themselves professionally. I wish them all the best in the future.
Both Peter and Lynne are very professional and prompt in organising and assisting me with my home loan.
Peter and Lynne Thank you so much for all your help For looking after me and getting the best rate You guys truly made it a breeze I will highly recommend you to family and friends Thanks
My previous experience with a broker was disheartening - sketchy information, mistakes, minimal communication - I never wanted to use a broker again. A friend recommended Peter. I was hesitant, but I gave him a call. Within minutes of talking to Peter, and emails from him immediately after getting off the phone, I had the information I needed to make a decision on what to do with my home. When we moved to next level to organise finance, Peter guided us clearly through the process, and with help from Lynne (his partner), they had us sorted within a couple of weeks, even with the slowness we know banks work at. I have use Peter and Lynne a number of times now, and process was always smooth and a lot easier than I would have expected. I would recommend them to anyone looking for a professional, straight forward broker service.
Peter is an exceptional operator. it's been great working with you over the years! Thank you for your support Peter.
There are many steps involved in purchasing a property which can vary between residential and investment properties. This guide from Mortgage Choice Blackburn explains each step in order as well as what is involved at every stage of the purchasing process.