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Peter Ruddock

Your local mortgage brokers in Blackburn, Box Hill & surrounds

"Everything went great Lynne. Thanks to you and Peter. You're the best brokers in the business. I don’t deal with Mortgage Choice, I deal with Peter and Lynne Ruddock!!! People like you make Mortgage Choice."
[ Rob, Tecoma]
  • Call Us
  • Office - 03 9877 6471
  • Fax - 03 9877 7385
  • Open Hours
  • Monday - Friday: 9:00am - 5:00pm
    After hours by appointment
  • Free Appointment
Address

PO Box 2064 FOREST HILL, VIC 3131

Latest home loan interest rates

Starting from
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p.a.
Comparison rate
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p.a.

With hundreds of home loans to choose from over 20 lenders, our team work hard to find you the right one at no cost to you. With home loans, car loans & investment loans - we've got you covered! And we don't stop there - we want to work with you to develop a strategy to pay off your home loan.

We work hard so your next loan is easy

When spending your hard earned money buying a home, car or business, it's important that you find the right loan to suit your needs. The wrong home loan can quickly take the excitement out of your new purchase. That's where we come in!

Hundreds of home loans to choose from

With extensive experience in the finance industry, the home loans team at Mortgage Choice Blackburn & Box Hill are experienced and ready to help! We have hundreds of home loans to choose from our panel of over 20 lenders - from the big banks down to specialist lenders - so we can find one that suits you perfectly.

There’s no need to spend your time searching through all the lenders when we can do it for you! Instead, you can concentrate on finding that perfect property.

Compare interest rates with our calculator here

Avoid the headache that can come with a home loan

Getting a home loan can mean a lot of headache and running around. That's where we come in! Not only do our team in Blackburn & Box Hill do all the research & shopping around for you when it comes to choosing your home loan, we even complete the paperwork for you and submit to the lender.

We then answer any questions from the lender on your behalf, and follow them up every few days to ensure your loan is progressing smoothly. Because we know you have better things to do than being on the phone with your bank.

"Peter helped my wife and I purchase our first home, he made us feel like family from our first meeting and has always taken great care of us. Peter's professionalism and knowledge of the ever changing housing market and tailored loan options is impeccable. Several years after our first home purchase with Peter, he helped us again to buy our first investment property! Peter and his lovely wife and partner Lynne are the real deal and I can highly recommend him to anyone interested in buying a home or investment property. Don't waste your time anywhere else, give Peter & Lynne a call, you will be impressed!"

[ Rob, Boronia]

Find out more about what our customers say about us

Get a better deal with Mortgage Choice Blackburn

Being Mortgage Choice brokers, we often have access to deals that aren’t always accessible straight through the bank branches, and work hard to get you the very best rate. We advocate on your behalf with the bank, saving you money in the long run.

Not only that, we'll remind you when it's time to review & refinance your home loan - so you can always be sure that you have the best deal to suit you.

Rest assured we're focused on the best outcome for you

Our home loan service at Mortgage Choice Blackburn comes at no cost to our customers as your chosen lender pays us a commission after your loan settles. Many would then ask - so how can I be sure that you're recommending the lenders that suit me?

As Mortgage Choice brokers, we are paid the same, regardless of the home loan you choose from our wide choice of lenders. That ensures we're focused on the right outcome for you, and not for us. With other mortgage brokers that may not always be the case.

How quickly do you want to pay off your home loan?

Your lender would love you to take 30 years to pay off the loan because they get to charge you a lot of interest but once we've found you the home loan that best suits your needs, we then want to work with you to develop a strategy to pay off your home loan as quickly as possible. That may mean increasing repayments, or changing the repayment frequency or another strategy is to use an investment property to help pay off your home loan. Let's have a chat about this because everyone's plan is different so the strategy can be customised so suit your circumstances and your plans.

Let's get started

We would love to help you get started on your home loan or financial planning journey! Call us today on 0411 220 083 or click on the Contact Us button at the top of the page. 

Our team is mobile and can come to you at a time & place that suits. 

We service the Whitehorse areas of Blackburn, Blackburn North, Blackburn South, Box Hill, Box Hill South, Wattle Park, Kerrimuir, Mont Albert North, Forest Hill, Nunawading, Mitcham, Mitcham North, Rangeview, Vermont, Vermont South & surrounds.

Mortgage Choice Blackburn can help with: 

 

"Peter and Lynne just helped us refinance to a much better rate than we were on. It was so easy and they both were with us every step of the way. Communication is great and they follow up straight away with us and the bank to make sure things are progressing. The whole process was made very easy. I couldn’t recommend Peter and Lynne highly enough."

[Michael, Officer ]

The right home loan for your needs

Our mission is to find the right home loan for your individual needs and to always have your best interests at heart. Plain and simple. Which is why we have such a wide range of lenders to choose from. We can search through hundreds of products to find something tailored to your situation. ~

Google Reviews



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Peter and Lynne were extremely helpful and made sure we had a smooth process. Their knowledge of the home market and commitment in finding us the best rate helped us in our sear...

Mortgage Choice - Peter Ruddock

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We’ve dealt with Peter and Lynne for many years. They’re extremely knowledgeable and always replying to emails promptly and always answering my many questions.

Mortgage Choice - Peter Ruddock

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Can not recommend Peter and Lynne highly enough. At the start of this home buying journey our knowledge about the whole financial process was minimal and it simply felt like a m...

Mortgage Choice - Peter Ruddock

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Peter was very helpful and took time to explain the processes and requirements for our application. He went over and above to make sure things went accordingly.

Mortgage Choice - Peter Ruddock

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Peter has been helpful throughout the process of purchasing our first home. He's provided all the information that we needed to make an informed decision with the loan to go wit...

Mortgage Choice - Peter Ruddock

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Peter has been most helpful from the beginning and he gives answer to our queries in the most helpful and easiest format to understand. Peter also made sure that we are given al...

Mortgage Choice - Peter Ruddock

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Peter and his team made our refinance easy and stress free. Professional from beginning to end, we never felt anything was too much trouble, all our questions were answered and...

Mortgage Choice - Peter Ruddock

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Peter and Lynne help me secure the home loan for my first home 3 years ago and again recently helping me refinance for a better rate. Their knowledge and expertise made this a c...

Mortgage Choice - Peter Ruddock

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I bought my first home with pretty much no stress at all. Awesome service and really good down to earth people. 100% would use these guys again.

Mortgage Choice - Peter Ruddock

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Thanks to Peter and Lynn Ruddock for making the loan process easy and stress free. Your team are professional, knowledgeable and caring. Thank you for going above and beyond in...

Mortgage Choice - Peter Ruddock

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I have engaged the services of Peter and Lynne Ruddock on two occasions now, to find and apply for a home loan, and they have been exceptional! Always professional, patient and...

Mortgage Choice - Peter Ruddock

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Peter is professional and up to date with the best home loan products and nothing is too much trouble. I have secured several home loans through Peters and Lynnes mortgage choi...

Mortgage Choice - Peter Ruddock

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Thanks to Peter, Lynne and the team for their exceptional service throughout the home loan process. They made things so simple and easy to understand. I've spoken to a few broke...

Mortgage Choice - Peter Ruddock

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Peter and Lynne have made our home loan journey as easy and painless as possible. From knowing absolutely nothing about loans and the housing market, to buying our first home, t...

Mortgage Choice - Peter Ruddock

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It's been really great dealing with Peter since our first refinance nearly 10 years ago. Since then we have always stuck with him for all mortgage related matters and queries. H...

Mortgage Choice - Peter Ruddock

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Exceptional service for anyone looking for mortgage services

Mortgage Choice - Peter Ruddock

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Wonderful experience with Peter and his team. Peter helped me to purchase my first home in Australia by doing all my paperwork and submitting to the lender of my choice. I was...

Mortgage Choice - Peter Ruddock

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Peter and his team at Mortgage Choice Blackburn are amazing! We first met Peter 11 years ago when we purchased our first home. Since this time we have witnessed many others weat...

Mortgage Choice - Peter Ruddock

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Peter and Lynne do a great job. I have utilized their services on at least 3 occasions now after having them recommended to me. I recently had a very difficult experience with o...

Mortgage Choice - Peter Ruddock

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Peter is an exceptional operator. it's been great working with you over the years! Thank you for your support Peter.

Mortgage Choice - Peter Ruddock

See all Google reviews

Peter and Lynne have made our home loan journey as easy and painless as possible. From knowing absolutely nothing about loans and the housing market, to buying our first home, to changing our loan to suit our current needs as a new family of 3, Blackburn Mortgage Choice has held our hand and helped us every single step of the way. We recommend them to everyone!

Nicole & Matty, Boronia, VIC
- Refinancer

Peter and Lynne are a good team. From choosing a home loan to settlement, they ensure the process is as simple and painless as it can be. They are very responsive to my enquiries, providing answers and taking actions on short notice. I am very impressed with Peter and Lynne's service, and will definitely go to them for any future home loan needs.
For the first time buyer, it might be helpful to know which party (bank/lawyers, conveyancer,etc.) does what, since they work with each other behind the scenes and I wasn't sure if things were progressing. But in reality, if I had any questions or worries, one email to Lynne always got it resolved, so it's not a big issue.

Dominic, Rowville, VIC
- First Home Buyer

Peter and Lynne do a great job. I have utilized their services on at least 3 occasions now after having them recommended to me. I recently had a very difficult experience with obtaining finance and Peter went above and beyond to help me. So I was disappointed recently to hear the Royal Commission findings for brokers. I hope any changes don’t impact Peter’s business too much. I personally don’t begrudge his commission as we all need to get paid for our services and I think Peter and Lynne do a great job.

Susan Sieber, Box Hill, VIC
- Upgrader

I hope you both are doing well. First of all I want to thank you both for sorting our finance for home loan and make it look like a piece of cake. We both really appreciate your efforts, it means a lot to us. It would not have been easy without you both.

Saurabh & Priyanka, Doreen, VIC
- First Home Buyer

Wonderful experience with Peter and his team. Peter helped me to purchase my first home in Australia by doing all my paperwork and submitting to the lender of my choice. I was informed regularly throughout the process of my application. No problems or hassles and I was happy to have my loan approved within my settlement time. Thank you Blackburn team. Keep up the good work.

Liz Nguyen, Blackburn, VIC
- First Home Buyer

We have used Peter and Lynne on several occasions now for a variety of property Investments. We appreciate the effortless approach and love the regular updates that tell us where the loan application is at.

John & Sharon, Montrose, VIC
- Insurance

You guys are great. Fast and smooth. I really enjoy doing business with you.

Ismail & Sonia, Eltham, VIC
- Refinancer

Hi Peter Thank you so much for your service. You were proactive, professional and always very helpful. Your turn around time for any query was very impressive. We will surely recommend your service to friends and family. Good luck.

Priya & Jagat, Williams Landing, VIC
- First Home Buyer

Both Peter and Lynne provided us with highly professional, prompt and efficient service and our loan went through hassle free. This is the fourth time over a 15 year period we have used Mortgage Choice Blackburn and we have no hesitation in recommending their services for anyone needing to arrange a loan.

Stuart & Simone, Malvern East, VIC
- Property Investor

It was a pleasure working with Peter and Vicki. Organising loans is of course a stressful business but good, calm advice and constant updates made the process significantly easier. From start to finish the Mortgage Choice team presented themselves professionally. I wish them all the best in the future.

Phil, Warburton, VIC
- Upgrader

Both Peter and Lynne are very professional and prompt in organising and assisting me with my home loan.

Allison, Ringwood, VIC
- Refinancer

Peter and Lynne Thank you so much for all your help For looking after me and getting the best rate You guys truly made it a breeze I will highly recommend you to family and friends Thanks

Annette, St Kilda, VIC
- Upgrader

My previous experience with a broker was disheartening - sketchy information, mistakes, minimal communication - I never wanted to use a broker again. A friend recommended Peter. I was hesitant, but I gave him a call. Within minutes of talking to Peter, and emails from him immediately after getting off the phone, I had the information I needed to make a decision on what to do with my home. When we moved to next level to organise finance, Peter guided us clearly through the process, and with help from Lynne (his partner), they had us sorted within a couple of weeks, even with the slowness we know banks work at. I have use Peter and Lynne a number of times now, and process was always smooth and a lot easier than I would have expected. I would recommend them to anyone looking for a professional, straight forward broker service.

Paul & Jodie, Grovedale, VIC
- Refinancer

Peter is an exceptional operator. it's been great working with you over the years! Thank you for your support Peter.

Roland Youakim, Blackburn, VIC
- Property Investor

Step by step guide to property ownership | Blackburn

There are many steps involved in purchasing a property which can vary between residential and investment properties. This guide from Mortgage Choice Blackburn explains each step in order as well as what is involved at every stage of the purchasing process.


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