A brand new home and a bundle of savings for these first- time buyers.

The young couple recently bought a block of land in Sydney's Northwest and are set to build their dream home.

On top of record low interest rates, there is tremendous level of government support available for first home owners. With an expert on their side, Chloe and Asher’s local Mortgage Choice broker was able to guide them through the buying process and what they could save.

We were able to access the NSW First Home Owner Grant at $10,000, Builder’s Grant of $25,000, Stamp Duty Concession $2,190 and the First Home Loan Deposit Scheme, saving over $23,474 in Lenders’ Mortgage Insurance! 

Chloe and Asher’s story - first home buyers, get ready to feel inspired.

Retail store manager Chloe and her partner Asher, an electrician, were in the market to buy for about 12 months -  and were unsure whether to build or buy their first home. After seeing a number of properties they knew that the only way they were going to find a property they loved was if they built it! 

“We chose to buy a block of land in Box Hill because it’s close to work and we can build exactly what we want. We met with our broker Scott, who has been our family mortgage broker for over 20 years. He first helped my grandmother with her home loan back in 1998, and more than 20 years later he has helped me.

“He was great, he walked us through the entire process, explained how much we could borrow, what our loan options would be, which grants and concessions we could access and was so quick to reply to all our questions. 

“Our Mortgage Choice broker helped us realise our dream by walking us through the steps and by breaking down a lot of the real estate lingo. He helped us understand what we were going through and all the correct processes we had to take.”

“We were able to access the NSW FHOG at $10,000, Builder’s Grant of $25,000, Stamp Duty Concession $2,190 and the First Home Loan Deposit Scheme, saving over $23,474 in Lenders’ Mortgage Insurance!”