Expert mortgage brokers

Looking for a mortgage broker? We have over 400 expert mortgage brokers located across Australia.

Your mortgage broker fights to get you a great deal

Starting from
%*
p.a.
Comparison rate
%#
p.a.

What makes us different?

At Mortgage Choice we pay your broker the same rate of commission, no matter which home loan you choose from our wide choice of lenders.

Play Video

More videos and tips

Choosing a Home Loan

Seeing a broker?

What services do we offer?

Find the Right Home Loan

What does a mortgage broker do?

We’re often asked, “what does a mortgage broker do?”. Here’s how we help:

Put simply, a mortgage broker can take the time and hassle out of shopping around for the right home loan and guide you through the home buying process with expert advice.

Your local Mortgage Choice expert

or

Compare and save on your mortgage

See the latest great deals from over 25 lenders, including the big four banks. Our online comparison tool lets you compare rates and features of thousands of loans to find one that's right for you~.

Compare home loans

Your Mortgage Choice broker will:

  • Icon Q A 200X200

    Evaluate your needs

    Your Mortgage Choice broker will work with you to get a detailed picture of what you need from a home loan.

  • Icon Mortgage 200X200

    Calculate borrowing power

    Your mortgage broker will calculate how much you can borrow so that you know the price range you can afford.

  • Icon Idea 200X200
    Compare your options

    Your broker will compare and contrast hundreds of home loan products from over 20 lenders, including the big four banks.

  • Icon Tick 200X200 (1)
    Give expert advice

    The banks are competing hard for your business. Your broker will provide expert advice to help you choose the home loan deal that's right for you.

  • Icon Person 200X200

    Do all the legwork

    Your broker will do all the paperwork and follow through the entire process with the lender from start to finish, making it as hassle-free as possible for you.

  • Icon House 200X200

    Pre-approval

    Your broker may even be able to get you pre-approval on your home loan so that you can make an offer on a property or bid at auction with confidence.

  • Icon Saving 200X200

    All at no cost to you!

    Your broker will do all of this at no charge to you because the lenders pay us a commission when the mortgage is settled. This doesn't affect the deal you get from the lender.

  • Icon Money 200X200

    We pay your broker the same rate

    At Mortgage Choice, the only thing that matters to us is the home loan that's right for you. So we pay your broker the same rate no matter which home loan you choose from our wide choice of lenders.

Being prepared to meet your broker

We'll need to ask you a number of questions about your financial position, so it's best to bring as much information as you can to this first meeting, such as:

  • pay slip or proof of income
  • current bank statements
  • your passport or driver's licence (ID) or birth certificate
  • tax returns or tax assessment notice
  • copies of recent statements for other credit facilities such as credit cards or other loans
  1. Sit down with you and get a thorough understanding of your circumstances, needs and goals.
  2. Based on your individual situation, compare a range of home loans from our wide choice of lenders – including the major banks – to help you work out the options that suit you without you having to do any of the legwork.
  3. Give you a clear comparison between different home loans.
  4. Calculate how much you can borrow and your likely monthly repayments so you know the price range you can afford to buy in.
  5. Explain all the costs associated with a loan.
  6. Prepare the paperwork, lodge the application and take care of all the running around.
  7. Help you complete and lodge an application for the First Home Owners Grant (if applicable).
  8. Negotiate the right deal for your needs with the lenders. Lenders receive a significant amount of business through the broker channel so it's in their best interest to work closely with brokers.
  9. Explain the home buying process end-to-end.
  10. Liaise with your lender to get an indicative approval and provide any additional information if required.
  11. Provide property details, such as contracts, to your lender once you've found your property and follow up with the lender until final approval is provided.
  12. Advise you on the information and documentation your solicitor or conveyancer needs to provide to complete the transaction.

From first home buyers who are just starting out, to seasoned property investors who want to save time and legwork, a mortgage broker can provide valuable guidance and support no matter where you are in your home buying journey.

Find out when you should see a broker based on where you are on the home buying journey here.

Why use a Mortgage Choice broker?

  • Wide choice of home loans – get a great deal

    Access hundreds of loans from our wide choice of lenders, including the big 4 banks. We shop around for you and your broker can negotiate a competitive rate.

  • Our home loan service is no cost to you

    We can offer our home loan service at no charge to you because the lenders pay us a commission when the mortgage is settled. This doesn't affect the deal you get from the lender.

  • Expert advice

    The banks are competing hard for your business. Let us help you choose the right deal with expert advice at no cost to you.

  • Convenience

    Hectic lifestyles don’t leave time for long daytime meetings at the bank. We offer appointments at the time and place that suits you, including after work.

  • We do all the legwork

    From comparing home loan options to preparing the paperwork and supporting you through to settlement, your mortgage broker does all the running around.

TBA Broker Suzane 400X400

Talk to a Mortgage Choice expert