How to get a home loan In Hunters Hill

Article published 5 October 2021

Home loans in Hunters Hill & surrounding suburbs

Hunters Hill is an exclusive blue-chip suburb of Sydney. Quiet but well-connected, it is a perfect place to raise a family.  With beautiful waterfront views, many parks, and beaches in the area, there really isn’t much that is missing from this suburb.  Not to mention the great public and private schools to choose from and the suburb is centrally located with an easy commute to the CBD or North Sydney.

The average home in Hunters Hill might be on the higher end of the property market - with median house prices of $3,325,000 in August 2021¹ but it has not deterred buyers from wanting to purchase their forever home in this suburb, which is reflected by the high demand at open inspections.  If Hunters Hill or the surrounding suburbs look like the perfect place for you to raise your family, then there is no better time than now to get started with finding the right home loan to make that dream a reality. 

How to apply for a home loan in Hunters Hill & surrounding suburbs

The journey to your forever home begins months in advance and well before you have even found that dream home.  Your first port of call should be to your local Mortgage Choice broker to discuss your financial position and to decide which home loan product from the many different lenders out there will meet your borrowing requirements. 

Some points to consider in a home loan include: 

• the option to select a fixed rate or variable rate home loan 
• the term of that home loan and,
• if you require an offset account or the ability to redraw. 

Depending on your financial position, you may consider taking out a split loan, where a portion of the loan is fixed, and the other portion is left as a variable rate home loan. While there are many different features and loan products to compare, you will also need to consider the different credit policies of each lender. Your Mortgage Choice broker will be able to review your options and match you with the right lender.

If you’re not looking to purchase a property in the area, the Mortgage Choice brokers in Hunters Hill offer home loan checks for any existing homeowners that may want to take advantage of the historically low interest rates to refinance their existing home loan, or perhaps to take advantage of the built-in equity in their home with a cash out to invest in the share market or do some non-structural home renovations.   

About Us Mortgage Choice in Hunters Hill

Our Mortgage Choice in Hunters Hill team is led by our Principal Finance Broker, Jon Choi, who is a local Hunters Hill resident. Jon Choi and his team offer a full suite of financing solutions and work tirelessly to help you get to the finish line. If you have any questions or financing requirements, do not hesitate to give Mortgage Choice Hunters Hill a call to discuss further.  

Some of the services Jon Choi and his team offer at Mortgage Choice Hunters Hill include: 

• Giving guidance to first home buyers regarding the different government schemes that may be available to you 
• Assisting with investment property loans, commercial loans and equipment/asset finance requirements

Whatever your finance requirements may be, Jon Choi and his team at Mortgage Choice in Hunters Hill will work in partnership with you and to guide you through the whole process of turning your property dream into reality. Let them do the heavy lifting for you and make this process as easy as possible.