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House hunting is fun until it gets to the business of borrowing, especially if you are a small business client. We often don’t fit into the simple, steady wage earner lending profiles. You can have big collateral, the banks want to see regular cash flow (or serviceability) Hmm? The current market is tight, real estate values dropping and it seems banks are ultra cautious. The team at Mortgage Choice worked hard to find a boutique lender who took a punt and we got pre-approval. With this in place we could house hunt in earnest! Found the right house, well within our borrowing budget but the boutique lender seemed to be taking their sweet time with valuations and unconditional approval despite the urging of our broker. Rob kept assuring us that this pattern had been emerging and not to worry. He also was professionally working and guiding us for a better facility, with a mainstream lender, that could be accessible once we had our 2018 financials in place. There were plenty of calls prior EOFY to make sure our results all met the new lender criteria. It was a team effort with our broker and accountants. It all seemed do-able. Hmm (here’s hoping??) Tax done, loan submitted and unconditionally approved in less than a week! AND around 2% better rate! I cannot tell you how patient, assuring and supportive Rob Lees & first receiver Corrine, and all the Mortgage Choice team had been through quite a stressful period. We are mature age clients, been through the lending process enough to recognise when a team has your back. This team delivered, ...and more! Thank you!!

Russ James

Des helped us to buy our first home in Australia. We would highly recommend Des, he is very efficient with everything he does, he explains things and keeps you in the loop every step of the way. Should we ever need finance again we will definitely use Des. Thanks so much Des.

Laura Smith

We recently used Kate from Mortgage Choice Penrith and to say she was amazing is an understatement! Pretty much everything that could go wrong went wrong (through no fault of Kates) and she handled it smoothly and without complaint. She reassured and advised us through the process and our house settled on time in the end. We are now in our dream home and have a great mortgage with a bank we are very happy with, all thanks to Kate's hard work. Cannot recommend her enough!!

Loulou Jones